Forbes Health named Synergy eTherapy BEST OF 2023 FOR ONLINE CBT THERAPY and one of the BEST ONLINE THERAPY SERVICES OF 2023 by Forbes Health!

Cost of Investment

Make Your Mental Wellness A Priority!

Online Counseling Is A Fabulous Investment!

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What is the cost of online counseling with Synergy eTherapy?

We are so glad that you’ve decided to put your mental wellness as a top priority. Online therapy is an investment in YOUR well-being. It also benefits the people you love because when you feel better, you are able to put more time and attention into your relationships. Synergy eTherapists have decades of real-world experience guiding and supporting clients just like you. They help them understand why they feel as they do. Then, they teach their clients new ways to cope with life’s hardships and demands.

Each therapist is different in the cost of investment. Some are in-network with your insurance provider while others are out-of-network (OON) where you would pay for your service directly with credit card or HSA card, and your therapist will give you a Superbill to submit to insurance (more on this below).

Many of us are also in with a variety of Employee Assistance Programs (EAP) and at no cost to you, those programs offer you a set number of therapy sessions via your employer. Check with your health benefits or HR at work to see if they are in with a separate EAP program. Examples of EAPs that some of our therapists are in contract with include Modern Health, Lyra, Compsych, Employee and Family Resources, etc.

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Insurance and Out-of-Network

Synergy eTherapists vary with their in-network insurance status (many Synergy eTherapists are in network with Optum/United, BCBS, Oxford, Oscar, Cigna and Aetna) and others are private pay only and set their own out of pocket rates.

Some of our eTherapists can also bill insurance through external partner billing companies called Headway, Grow and Alma. You can sign up with them for FREE and access our Synergy eTherapy services. They will verify your insurance and bill your insurance provider directly on our behalf.

Synergy eTherapists may offer several different session lengths (30, 45, 50, and 75 minutes). For a Typical eTherapy session (45/50 min), session fees vary from $100.00 – $250.00 depending on therapist and state.

We also have several interns in a few of our states that have reduced rates at $50 a session! Our interns receive supervision from one of our highly trained and experienced clinical supervisors.

The cost of online therapy varies depending on the length of your eTherapy session and the therapist you see; they set their rates based on the going rate of therapy in the state they work in and the amount of education or specialized training they have received.

All of our online therapists do their best to offer services at a reasonable cost that is oftentimes lower than the average rates in their area. For specific questions related to cost, please ask your therapist during your initial consultation.

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More info about Out-of-Network (OON)

When your Synergy eTherapist is considered Out-Of-Network (OON), this means that you will need to check your insurance plan to see if you have OON benefits. Many health insurance plans cover mental health therapy. However, not all cover online therapy or tele-mental health (by phone and video).

If your Synergy eTherapist does not take your insurance type, we will charge for your appointment before or after an eTherapy session. We accept all major credit cards and Health Savings Account (HSA) credit cards.

We are happy to provide you with a detailed receipt for service. This is called a Superbill. Some plans may provide partial or full reimbursement for OON services and may also allow you to submit to your Flexible Spending Account. Please consult your insurance carrier and healthcare plan for more details about your specific health care benefits.


As a courtesy to our clients, we’ve partnered with a few Out Of Network Companies to assist you in filing claims. Mentaya checks your Out of Network benefits and if you’d like, they can file your claims (for a 5% filing fee) to help you get money back from insurance for your therapy visits.


Surprise Billing Protections

No Surprise Billing. Section 2799B-3 of the Public Health Service Act (PHS Act) requires health care providers and facilities to make publicly available, post on a public website of the provider or facility (if applicable), and provide a one-page notice that includes information in clear and understandable language on:

(1) the restrictions on providers and facilities regarding balance billing in certain circumstances,
(2) any applicable state law protections against balance billing, and
(3) information on contacting appropriate state and federal agencies in the case that an individual believes that a provider or facility has violated the restrictions against balance billing.

The full download to read is here for you: No Surprise Billing.


We can provide you with a Good Faith Estimate (GFE) for any service provided upon request.

Do you offer reduced rates?

Please ask about our reduced rate option for clients with out insurance or who are in financial need.

Some of our therapist hold spots for those who go through Open Path Collective to receive a reduced rate. Feel free to learn more about Open path and sign up with them if this is a good option for you!

We also offer a Health-E Fund for clients who want to apply to help offset the cost of one or a few therapy sessions. Learn more under the "Pricing" tab and scroll down to our page for the Health-E Fund.

Ultimately, our goal is to provide easier access to anyone seeking mental health treatment. We understand that the cost of high-quality therapy may be a hardship for some people. If this is the case for you, please let us know during your consultation call. We will do our best to be respectful of your situation and financial means.

Free Consultations For All New Clients!

Begin Online Therapy In Your State

If you are ready to begin online therapy, we would love to speak with you! Our therapists provide high-quality compassionate mental health care in several states. To begin etherapy in your state, please follow these steps:

  1. Choose your state, choose a therapist and set up a free consultation call OR just schedule your first intake session!
  2. Meet with an eTherapist in your state.
  3. Begin working on the mental health issues that matter most to you and find relief from your troubles.
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Synergy eTherapy really helps me to open up my mind and see things from a different perspective. The conversations are nice because I feel a lot less alone…

If at any time you feel suicidal, STOP and please call 9-1-1 immediately or go to your local emergency room. This site is not intended, nor equipt to handle crisis situations.

Other Mental Health Services At Synergy eTherapy

As an online counseling practice, our mission is to offer a variety of online mental health therapy services to help you focus on you. We take the stress out of getting the treatment you deserve with our flexible, convenient, and easy to use mental health services. We offer online therapy in several states including MinnesotaIowaWisconsinNew YorkSouth CarolinaFloridaKansasCaliforniaIllinois, Maine, and Georgia with new states added to our list on a regular basis. Depending on the therapist you see, we can offer counseling for traumadepression, substance abuse, medical conditions and more. Our online therapists help teenscollege students, adults and couples. In addition, we are able to offer psychiatric medication management in some locations. For questions regarding our cost, please visit the cost of investment page. Getting help doesn’t have to be complicated. Online counseling may be the answer you’ve been looking for.

Start Today With A Free Consultation

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